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Want to Save for a Down Payment? Skip the Pre-Wedding Shenanigans

Would-be homeowners can easily plunk down savings for a home—if they forgo their friends’ one last hurrah before the big day. A recent report by Zillow reveals the cost of destination bachelor or bachelorette parties can equal up to one-third of a down payment on a median-priced home. With attendees spending an average $1,106 (for […]

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‘Soft’ Credit Checks: Do They Hurt Your Credit Score?

(TNS)—Lenders use your credit score to determine whether you are eligible for a loan and to decide what terms they are prepared to offer. Credit bureaus keep track of when companies check your score, regardless of the outcome, and checks designated as “hard inquiries” may lower your score. Understanding what constitutes a hard check versus […]

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Real Estate Q&A: What Happens When the Home You’re Buying Can’t Get Insurance Coverage?

(TNS)—Q: We are buying a home and had a “four-point” inspection done for the homeowner’s insurance. The insurer declined to cover the house due to the brand of the electrical panel fuse box. What gives? -Dan A: Most insurance companies require a “four-point” home inspection before insuring a property. The inspection focuses on the four […]

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